Disclaimer: This blog post is for informational purposes only and does not constitute legal advice. Please consult an attorney for guidance on specific laws regarding Remote Online Notarization (RON), digital signatures, and related legal matters. As laws concerning RON and notarization are subject to frequent changes, it is advisable to verify current regulations with your local government.
You’re in North Carolina, and you need a document notarized, but going to a notary public is inconvenient. A North Carolina online notary service can offer a solution. This blog post covers what you need to know about online notarization in North Carolina.
The Lowdown on North Carolina Online Notary Services
Online notarization in North Carolina became legal on July 1, 2023, under House Bill 776. This law allows you to get documents notarized through a secure remote online notarization platform, regardless of location.
North Carolina also recognizes notarizations performed by notaries public in other states, according to North Carolina Code § 10B-20. This provides flexibility and convenience for interstate transactions involving notaries public.
Why Choose Online Notarization in NC?
Online notarization can offer numerous benefits, making it an attractive option for individuals and businesses in North Carolina. Here are some compelling reasons to choose online notarization:
Convenience and Flexibility
- Need a document notarized at 2 AM? No problem! Online notarization is available 24/7 and can allow you to get your documents notarized at a time that suits you best.
- It can eliminate the need for travel and scheduling appointments, saving you time and effort.
Enhanced Security
- Thorough identity verification helps ensure that the signatory is who they claim to be, reducing the risk of fraud.
- Digital record-keeping in the notary’s electronic journal can provide a secure and tamper-evident record of the notarization process.
User-Friendly Service
- Online notarization is designed to be user-friendly and can make it easy to navigate the process even if you’re not tech-savvy.
- The service can fit your schedule and allow you to get your documents notarized at a time that works for you.
By choosing online notarization in NC, you can enjoy the convenience, flexibility, and security that this innovative service provides.
Documents That Can Be Notarized Using RON in North Carolina
In North Carolina, Remote Online Notarization (RON) allows for the notarization of a wide range of documents. Here are some examples of documents that may be notarized using RON (please check with an attorney as to whether or not your specific document can be notarized in North Carolina using RON – only an attorney can say for sure whether RON would suit your situation):
Real Estate Documents
- Deeds
- Mortgages
- Powers of Attorney
- Affidavits
- Acknowledgments
Business Documents
- Articles of Incorporation
- Business Licenses
- Contracts
- Agreements
- Resolutions
Estate Planning Documents
- Wills
- Trusts
- Living Wills
- Health Care Powers of Attorney
- Advance Directives
Financial Documents
- Loan Documents
- Securities Documents
- Investment Documents
- Financial Powers of Attorney
Legal Documents
- Affidavits
- Depositions
- Subpoenas
- Summonses
- Court Orders
Other Documents
- Adoption Papers
- Divorce Papers
- Name Changes
- Passport Applications
- Vehicle Titles
Embracing the Future of Real Estate Closings with RON in North Carolina
The real estate industry is undergoing a significant transformation, and Remote Online Notarization (RON) is at the forefront of this change.
In North Carolina, the adoption of RON is gaining momentum, as more and more professionals recognize the benefit online notarization can have for real estate closings. By leveraging RON, buyers, sellers, and real estate professionals can experience a faster, more convenient, and secure way of getting deals done.
As the industry continues to shift towards digital solutions, RON is poised to play a critical role in helping to streamline the closing process, reduce costs, and enhance the overall customer experience. With its growing adoption, RON could revolutionize the way real estate transactions are conducted in North Carolina and beyond.
To learn more about eClosings and Remote Online Notarization for Real Estate, click here.
How North Carolina Online Notarization Works
First, select a reputable online notary platform, like NotaryCam. Then, upload your document and verify your identity.
The platform will employ several identity checks. These may include knowledge-based questions, credential analysis, and checking your government-issued ID. You’ll then connect with a commissioned online notary via secure video platform.
The process is quick, usually taking 10-20 minutes or less. You sign the document electronically, and it becomes official. The notary will add their seal and you’ll have your electronic document promptly. These North Carolina notaries can offer convenience while also maintaining a professional service.
Navigating Legal and Technical Aspects
Stay informed on notarial acts with information directly from the North Carolina Secretary of State. Their website offers valuable guidelines and resources for North Carolina notaries.
Before proceeding with remote online notarization in North Carolina, be sure to consult their website. You’ll find helpful information regarding remote online notarization and electronic notarization.
Costs of Remote Online Notarization in North Carolina
The cost of Remote Online Notarization (RON) in North Carolina can vary depending on the service provider and the type of notarial act required. According to state law, notaries public in North Carolina can charge up to $10 per electronic signature for services like acknowledgments or jurats (GS 10B-118).
Transparent and Reasonable Pricing
This ensures that pricing for notarial services in North Carolina is transparent and reasonable. When using a RON provider, you can usually find cost details and payment instructions on their payment page or by contacting them directly.
Payment Options
Businesses typically accept credit cards and may offer other payment methods for notaries public. It’s always a good idea to confirm accepted payment solutions with the business if needed.
Remember to always check the costs and payment options with your chosen RON provider to ensure a smooth and convenient notarization experience.
FAQs about North Carolina Online Notary
Does North Carolina accept online notary?
Yes, North Carolina permits online notarization under House Bill 776, enacted in 2022 and effective since July 1, 2023.
How does the RON process work in North Carolina?
- Platform Selection: Use NC-compliant services like NotaryCam.
- Identity Verification: Signers undergo multi-factor checks, including knowledge-based authentication (KBA) and credential analysis of government-issued photo IDs.
- Video Session: A live, secure recorded video session with a commissioned notary public.
- Signing: Documents are electronically signed, sealed, and stored with tamper-evident encryption. Most sessions take under 10 minutes.
Can I use an out-of-state online notary for NC documents?
Yes. Under NC Code § 10B-20, North Carolina recognizes notarizations performed by remote notaries commissioned in other states, provided they comply with their home state’s laws. This can be particularly useful for interstate business transactions or travel documents. Because North Carolina has its own statute allowing North Carolina notaries to perform RON, it’s generally accepted that interstate recognition will apply to RON notaries from other states which have their own RON statutes.
Conclusion
North Carolina online notary services offer a convenient way to handle your notarial needs. This approach can offer convenience, increased security, and less travel. Whether you need a document signed at odd hours or from a remote location, North Carolina online notary services offer accessibility.
From start to finish, the procedure is designed to be secure. Completing an electronically-signed document with a North Carolina notary can provide peace of mind, and exploring these services firsthand will reveal their effectiveness and simplicity.
For more information, be sure to explore the official websites, such as the website for North Carolina government organizations and government agencies, and, of course, a North Carolina attorney of your choosing.